Hi everyone, our group had an interesting idea this week, borrowing money from shady loansharks. What if you REALLY need that extra set of armour of power weapon? I took the time to write up some fun rules for it.
Of course.. borrowing money is not without risks,
Moneylending in Inquisimunda.
Sometimes warbands fall on hard times. When times are desperate enough, a warband leader may choose to visit one of the many shady loansharks. After playing a scenario a player may choose to take a loan. The maximum amount is 10% of the warband's rating.
Paying off your debt:
Lending money to shady characters with dangerous professions warrant a hefty interest rate.
A loanshark will expect to have the borrowed sum + a 100% interest rate returned. The warband will have the next D3 battles to scrape together the money owned. After rolling the D3, the warband may always opt out, but may not try to find another loanshark until after the next battle.
Investigation skill: Warbands with a high investigation skill are likely to find the best people to work with through their contacts or otherwise. A player may choose to make an investigation roll. If the test is passed, the player will have an extra battle before he loan and interest have to be paid back. If the test fails however, an extra fee of 20% is added to the interest.
Failing to pay off your debt:
When a warband fails to collect enough money, the player may of course opt to sell any accumulated gear, or try to stay clear of the consequences.
The loanshark will usually have some way of motivating the warband leader into paying back the borrowed sum and will most likely send a small group of toughs to ambush a couple unsuspecting gangers.
After each battle the warband may make a subversion test. If the test is failed, the loanshark's goons rough up a few members of the warband. D3 random models in the warband must make an injury roll. In addition, these models have their equipment stolen. These are to be sold just as if you were selling them to the bazaar and subtracted from the loan. If this clears the debt, all is well. If there is still an outstanding amount of money they will likely return next battle..
If the test is passed, nothing happens. The warband members have managed to stay out of sight of the goons, or proved to menacing to be roughed up by them. However, the loanshark will now increase the interest with another 20%. If the warband manages to avoid the loanshark multiple times, the interest will also go up multiple times.
In addition, if after the next battle another subversion test is made and failed, D3+1 warband members will get roughed up by the loanshark's goons instead of D3. This also increases with 1 per passed subversion test.
Of course.. borrowing money is not without risks,
Moneylending in Inquisimunda.
Sometimes warbands fall on hard times. When times are desperate enough, a warband leader may choose to visit one of the many shady loansharks. After playing a scenario a player may choose to take a loan. The maximum amount is 10% of the warband's rating.
Paying off your debt:
Lending money to shady characters with dangerous professions warrant a hefty interest rate.
A loanshark will expect to have the borrowed sum + a 100% interest rate returned. The warband will have the next D3 battles to scrape together the money owned. After rolling the D3, the warband may always opt out, but may not try to find another loanshark until after the next battle.
Investigation skill: Warbands with a high investigation skill are likely to find the best people to work with through their contacts or otherwise. A player may choose to make an investigation roll. If the test is passed, the player will have an extra battle before he loan and interest have to be paid back. If the test fails however, an extra fee of 20% is added to the interest.
Failing to pay off your debt:
When a warband fails to collect enough money, the player may of course opt to sell any accumulated gear, or try to stay clear of the consequences.
The loanshark will usually have some way of motivating the warband leader into paying back the borrowed sum and will most likely send a small group of toughs to ambush a couple unsuspecting gangers.
After each battle the warband may make a subversion test. If the test is failed, the loanshark's goons rough up a few members of the warband. D3 random models in the warband must make an injury roll. In addition, these models have their equipment stolen. These are to be sold just as if you were selling them to the bazaar and subtracted from the loan. If this clears the debt, all is well. If there is still an outstanding amount of money they will likely return next battle..
If the test is passed, nothing happens. The warband members have managed to stay out of sight of the goons, or proved to menacing to be roughed up by them. However, the loanshark will now increase the interest with another 20%. If the warband manages to avoid the loanshark multiple times, the interest will also go up multiple times.
In addition, if after the next battle another subversion test is made and failed, D3+1 warband members will get roughed up by the loanshark's goons instead of D3. This also increases with 1 per passed subversion test.
